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Inland Empire Insurance Bad Faith Lawyer – Serving California

Attorney Nick QuinceyThe insurance company cannot handle your claim however they see fit. There are strict laws that govern how insurance companies do business, and if they violate any of their obligations, you can hold them accountable in a lawsuit directly against them.

Insurance companies fear bad faith lawsuits, and for good reasons. Juries are often angered by any egregious conduct, and they can order the insurance company to pay you damages.

Attorney Nicholas Quincey at Quincey Law has taken on some of California’s largest Insurance companies when they have wronged his clients.

Quincey Law is an Inland Empire bad faith insurance law firm located at 9302 Pittsburgh Ave, Suite 230, Rancho Cucamonga, CA 91730. Our office is right near the corner of 6th Street and Milliken and we serve San Bernardino & Riverside California. Call us today at 909-330-3523, and we will help you determine the best course of action to get justice an compensation.

Recent Review:
Nick fights hard for his clients. Guided by a strong moral compass, he provides fair and honest insight as to what is in your best interest. He is incredibly diligent, and a straight shooter. You feel like he is always in the trenches with you, and guiding you through tough times. I am so grateful to have worked with him on matters over the last few years. I cannot recommend him highly enough.
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Bad Faith Law Applies to All Insurance Companies

The insurance company owes you certain obligations when you pay them premiums for coverage. These principles apply to a myriad of insurance companies, no matter what type of coverage you have purchased. Remember that an insurance policy is a contract between you and the insurance company.

Any party to a contract owes the other the duty of good faith and fair dealing. If they violate that duty, they may be liable to pay you damages beyond just the value of the claim that they are refusing to pay or are unreasonably delaying. 

Bad faith law can apply to the following types of insurance coverage:

Anytime that you have purchased an insurance policy as the first party, the insurance company is subject to certain legal obligations. 

What Constitutes Insurance Company Bad Faith?

In addition to common law principles of good faith and fair dealing, California law specifically defines what bad faith is regarding insurance companies. The law states that the following could be considered bad faith practices:

  • Unreasonably delaying investigation and payment of your claim
  • Deliberately low-balling the amount they are offering, when they know your claim is worth far more
  • Unreasonably denying your claim without adequate investigation or a legitimate reason 
  • Misrepresenting what your policy actually says or the benefits it provides
  • Failing to communicate with you about your claim
  • Failing to provide an adequate reason when they deny your claim.

This is just a partial list of what may be considered bad faith. Generally, wrongful insurance company practices could land them in hot water. First, you need to hire an insurance claim denial attorney to help you take legal action when necessary.

Insurance companies may think twice when they see that you have an experienced insurance bad faith attorney on your side, and they may be more willing to play ball with you in financial discussions. 

What Is a Bad Faith Lawsuit?

You may be able to sue the insurance company to force them to pay the claim in accordance with your policy. When the insurance company has committed bad faith, we can file a lawsuit directly against the insurance company. Although California law describes what may be considered bad faith in detail, know that you also have a high bar in proving your case because parties are presumed to act in good faith. Nonetheless, the insurance company can be held liable when they break the law.

If you win a bad faith lawsuit, the insurance company would be liable for the damages that their behavior caused you. These damages may include:

  • Economic damages: the insurance company must pay you for the financial losses that you have experienced. For example, if a health insurance company denies you necessary medical care, you could be entitled to the amount you had to pay out of pocket.
  • Non-economic damages: the insurance company’s wrongful conduct may have caused you to suffer. For example, dealing with a uncooperative and aggressive Insurance company could have resulted in emotional distress.
  • Punitive damages: If the insurance company conduct is egregious, a jury could order them to pay additional damages as punishment. The prospect of punitive damages is what should keep an insurance company awake at night because they can be severe.

An Inland Empire bad faith insurance attorney at Quincey Law will estimate the value of your damages, so you know how much to seek in a lawsuit. 

Contact a Bad Faith Insurance Law Firm Serving San Bernardino & Riverside Today

Quincey Law handles insurance bad faith claims in San Bernardino & Riverside including: Ontario, Victorville, Riverside, Moreno Valley, Corona and throughout the state of California from our office in Rancho Cucamonga. If your insurance claim was wrongly denied, call 909-330-3523 or fill out our confidential contact form to speak to someone at our office. Together, we can seek justice.