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California Wildfire Insurance Claim Denial Lawyer

Attorney Nick QuinceyWith the Eaton and Palisades wildfires ravaging Los Angeles and other communities, a number of homeowners are facing unimaginable tragedy right now. To make matters worse, many are also finding out that their insurance companies have no intention of covering the damage caused by the wildfires. When insurance companies take advantage of consumers, consumers have to take steps to protect themselves. The team at Quincey Law works aggressively to protect California consumers from unethical insurance companies.

Quincey Law, a California wildfire insurance claim denial law firm, has long been committed to supporting insurance policyholders who have been taken advantage of by their insurance providers. The firm was founded by attorney Nicholas Quincey, who has long championed the rights of those who have had their insurance claims wrongfully denied. This commitment extends to those who have recently lost their homes or loved ones in the Palisades & Eaton wildfires.

Quincey Law has two locations in Dana Point and Rancho Cucamonga and serves all of California for wildfire insurance claims. Call Quincey Law at 866-945-9175 to speak with an attorney, who will review your claim and discuss possible next steps.

Client Review
I wholeheartedly recommend Nick Quincey for any legal needs. He is not only professional and highly dedicated to every case, but also approaches each client with sensitivity, care, and respect…Regardless of the case’s stage, he consistently goes above and beyond to secure the best possible outcome.
Verified Review From Ciera R.

How Your Insurance May Fail You After a California Wildfire

The California wildfires have horrified people across the region, the nation, and the world. It didn’t take long, though, for insurance companies to start taking steps to protect themselves. Before long, consumers found themselves worrying about:

  • Denied claims: Insurance companies have been quick to deny wildfire damage insurance claims, even as their policyholders continue to pay their premiums.
  • Delayed payments: Companies have been known to delay payments to wildfire victims in order to pressure them into accepting lower settlement offers.
  • Unfair valuations: That $3 million house that you’ve been paying to insure for years? The insurance company is now telling you it’s only worth $1 million and that’s all they’ll pay. Companies undervalue policyholders’ property to limit their payouts.
  • Claim underpayment: Some insurers start negotiations by offering settlement offers dramatically lower than the actual cost of your destroyed property, making it impossible to rebuild.

When Insurance Companies Act in Bad Faith

California wildfire lawyerBad faith claims involve insurance companies that intentionally and unfairly deny policyholders’ damage claims. As a policyholder, you have made payments for years to ensure that you have the coverage you need should disaster strike. But many insurance companies use these disasters as an excuse to cut policies and limit payouts, claiming that the coverage policyholders have paid for isn’t actually available.

When insurance companies receive claims from policyholders, they are required to handle those claims in good faith. This means conducting a legitimate investigation, properly valuing the lost property or injuries, and preparing a fair offer that actually compensates the policyholder for their losses.

Insurance companies may handle claims in bad faith by conducting shallow or frivolous investigations, intentionally undervaluing a home, or intentionally offering a low settlement. When they do this, they are not acting in the best interests of their policyholders, and they can be held accountable.

Your Rights as an Insured Party—and How Quincey Law Can Help

How do you assert your rights as an insured party—especially when those rights are hidden in pages and pages of legalese in your insurance documentation? Insurance companies are definitely feeling the pressure. It didn’t take long for news sources to pick up stories of insurance companies canceling policies, denying claims as soon as they were received, and making themselves inaccessible to policyholders. However, this media pressure won’t last forever—and when it ends, you’ll still need to hold the company accountable for their treatment of you.

That’s why Quincey Law is committed to helping California wildfire victims demand fair treatment from insurance companies. Damage claims involving structural damage, wind damage, burn and smoke damage, or physical injuries may be denied outright with no valid reason. We know how hard insurance companies work to save themselves money, but we also know what it takes to make them treat their policyholders fairly. During our in-depth investigation, we’ll get a thorough understanding of your wildfire damage and its true value, the limits and benefits of your insurance policy, and how your insurance company has treated you. You have already lost so much in these fires – you do not have to take on the insurance company without help.

You Don’t Have to Do This Alone—Contact Quincey Law Today

As you navigate life after the wildfire, make sure you have the legal support and guidance you need. The last thing you need is to be mistreated or cheated by a company you pay every month. Let’s talk about your next steps and how we can help. Call Quincey Law at 866-945-9175 or get in touch with us online.