Inland Empire Homeowners Insurance Claim Denial Lawyer – Serving California
You are relying on the home insurance company to be there for you in your time of need, but that is not always the case. If the insurance company will not pay your claim, you can hire a home insurance claim denial lawyer to fight back.
At Quincey Law, we help you take on an insurance company that may be making your life more difficult than it already is in light of the damage to your home. Attorney Nicholas Quincey works tirelessly on behalf of his clients to help them get the money they deserve, whether it is the payment of your claim or bad faith damages from the insurance company.
Quincey Law handles homeowners insurance claim denials throughout San Bernardino and Riverside and is located at 9302 Pittsburgh Ave 230 Rancho Cucamonga, CA 91730, right on the corner of Milliken & 6th Ave. Call Quincey Law at 909-330-3523 to speak with an attorney, who will review your claim and discuss possible next steps.
Recent Review:
“Nick fights hard for his clients. Guided by a strong moral compass, he provides fair and honest insight as to what is in your best interest. He is incredibly diligent, and a straight shooter. You feel like he is always in the trenches with you, and guiding you through tough times. I am so grateful to have worked with him on matters over the last few years. I cannot recommend him highly enough.”
Verified Review from Anthony on Avvo
Home Insurance Companies Have Been Known to Complicate Claims
Homeowners insurance has become an area that is far more fraught with difficulties than it ever was. Not only are there more natural disasters than ever occurring in California, but the value of claims is increasing due to inflation. Insurance companies have their own financial difficulties, especially when there is an event that causes mass damage. They have been known to make the claims process far more difficult, forcing you to fight when necessary.
You can file a lawsuit to receive the settlement check you deserve, and you may even seek bad faith damages directly against the insurance company based on how they acted.
How Insurance Companies May Complicate Your Claim
When you have suffered damage to your home, you are likely dealing with very high expenses. Not only would you need to make home repairs (if your home is salvageable), but you also may need a place to stay in the interim. Needless to say, you are relying heavily on the insurance company to pay you the benefits that they promised in your policy.
However, an insurance company may not see things this way. They can complicate your claim in numerous ways, including the following:
- Denying your claim without an adequate amount of Investigation
- Taking too long to respond to your claim
- Trying to pay you much less than the actual damages to your home
- Misrepresenting the applicable provisions of your policy
- Requiring you to provide an unreasonable amount of proof
- Using other deceptive practices to avoid paying what they owe
You cannot and should not let the insurance get away with this conduct. Not only is your home the place in which you live, but it also may be your most valuable asset.
Filing Bad Faith Insurance Lawsuit Against a Home Insurance Company
Not only may you fight to get the insurance company to fully pay your homeowner’s claim, but you may also take action directly against the insurance company to obtain damages when they have broken the law. California has strict requirements for any type of insurance company, and the law prohibits unfair practices. Under California law, you may have the right to sue the insurance company when they act in bad faith.
A bad faith lawsuit is your way of holding the insurance company accountable for misconduct. If you were able to prove bad faith, they would need to pay you compensatory damages for the harm that they cause. These damages could include the economic damages of their action, along with non-economic damages where they have caused you distress. Most importantly, you may even be able to persuade a jury to award you punitive damages when the insurance company’s conduct was egregious.
How a Home Insurance Claim Denial Attorney Can Help
Insurance companies may simply not respect you when you deal with them on your own because they do not think that you can legally take action against them yourself. If your claim has been denied, Your attorney could deal directly with the insurance company in an attempt to get them to pay.
If the insurance company still will not pay what they owe, a home insurance claim denial lawyer at Quincey Law may file a lawsuit on your behalf, seeking to both force the insurance company to pay and to potentially obtain bad faith damages.
When your home has been seriously damaged, you are already dealing with a stressful enough situation. A home insurance claim denial lawyer can take some of the pressure off you by dealing with the day-to-day details of your case.
Contact an Inland Empire Home Insurance Claim Denial Law Firm Today
Quincey Law handles homeowner’s insurance claim denials throughout San Bernardino & Riverside counties, including: Ontario, Victorville, Moreno Valley and Corona from our office in Rancho Cucamonga. Call 909-330-3523 or fill out our confidential contact form to speak to someone at our office. Together, we can seek justice.