1. What types of insurance claim denials does your firm handle?

We specialize in various insurance claim denials, including:

• Health Insurance Denials: Assisting clients whose medical claims have been unjustly denied.
• Homeowners Insurance Denials: Addressing disputes over property damage and loss claims.
• Life Insurance Denials: Helping beneficiaries obtain rightful payouts after a denial.
• Long-Term Disability Insurance Denials: Advocating for clients denied disability benefits.
• Serious Personal Injury Claims: Representing individuals in personal injury cases involving insurance disputes.

2. What should I do if my insurance claim is denied?

If your insurance claim is denied:

• Review the Denial Letter: Understand the specific reasons for the denial.
• Gather Documentation: Collect all relevant documents, including your policy, correspondence, and evidence supporting your claim.
• Consult an Attorney: Seek legal advice to evaluate your options and determine if the denial was in bad faith.

3. Can I sue my insurance company for denying my claim?

Yes, you can sue your insurance company if they wrongfully deny your claim. Legal action may be based on breach of contract or bad faith practices. Consulting with an experienced insurance attorney can help you navigate this process.

4. How long do I have to appeal a denied insurance claim?

The timeframe to appeal a denied insurance claim varies by policy and state law. It’s crucial to act promptly, as some policies have appeal deadlines as short as 30 days. Review your policy details and consult with an attorney to ensure timely action.

5. What constitutes insurance bad faith?

Insurance bad faith occurs when an insurer unreasonably denies or delays a claim without a valid basis. Examples include misinterpreting policy language, failing to conduct a proper investigation, or offering significantly less compensation than warranted. If you suspect bad faith, legal recourse may be available.